lady m asked:


I had an automobile placed under chapter 13 in 1999, the chapter 13 was dismissed because I couldn’t make the payments. It was dismissed in 2000 and I returned the car in 2001. The Creditor has reached the SOL and is now stating that my 1st deliquency was in 2001. How can I address this to get it removed from my credit report?

Janet

JC asked:


It seems that I have some old debts that are long past the SOL but are still on my credit report. What do I do to fix it?

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