K asked:


I’ve been wondering about this issue. I’ve never filed but wonders how it works as far as how many points it takes away from your credit report.
I’m not sure if this question can be answered but please go for it.
I’m not thinking about it. I was just wondering because I hear people doing it like its a great thing. Given the fact that it can cost someone a potential job, I hope I never have to do it. lol

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a new day asked:


If I got a job 3 months ago, would it already be listed on my credit report as a current employer?

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