Brunei asked:


I want to rent a commercial property and the landlord is wanting me to call 1-800-852-9212 to “activate my credit report.” Is this legit? I’ve rented places before and the landlord did their own thing with the background check. I never had to activate anything.
I should also mention that this landlord has already requested my SS#, a copy of my driver’s license, and a letter that authorizes him to perform a credit/background check. If he has the info, why does he need me to do it?

Cindy

Some girl asked:


Ok, someone stole my driver’s license a few years ago and made checks out of my name and identity. A collection agency is on my credit report, along with other companies, that refer to these bad checks. How do I get them off of my credit report? I have a police report saying my driver’s license was stolen, and a few pages of copies of the fraudulent checks.

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