newmommie asked:


I’d like to be able to find out what my credit score is and also would like to receive a copy of my credit report. Where can I do this?

Melanie

Cortney K asked:


I was wondering if you can have inquires removed from your credit report. I recieved a copy of mine and my husband’s credit report and there have been 75 inquires in the last 360 days. I know that too many affect your credit score.

Kimberly

lydia w asked:


I have recently ordered my free credit report. But did not see a credit number written anywhere on it. Where exactly is the credit score number written (on what page). And how do you know if its bad or not? The credit report didn’t say bad or good anywhere on it.

Yvonne

FORK F asked:


It’s MY credit so shouldn’t I have easy access to it? I know there are places that you can get an annual credit report but, I think, that’s only from one agency. And I know there are places you can pay for one as well but, again, it’s MY credit so shouldn’t I have access to it 24/7?

Donald

lee s asked:


what is the best way to remove negative items from my credit report and boost my fico score. i have late payments on there and a bankruptcy from 7 years ago and now i have no outstanding bills , but my credit score is still low , how is the best way and the fastest boost the score

David

engler710 asked:


I want to pay off my credit report at tax time.I have gotten whats on my report and basicallly gotten my score, they say they cant give me one at this time meaning I prolly dont have one. All I have is med. bills and utility bills on mine. I have never had a loan to even give me anything positive on my report. So if I pay off my $2500, will I ever get a good credit score. I pay my bills I have now on time.

Pamela

jead asked:


Whenever I check my credit report, it has a heap of companies and other businesses that I know nothing about and they have checked into my credit status so that that can send or call me about using them or their product for additional credit or home/car financing without my knowing anything about them and this seems to bring down your credit score because to many have checked and your are not using them. This is why I want it to stop unless I have knowledge of them checking and I want them to check without a penalty to me.

Shannon

shOegaL asked:


I have only had one collection and it was removed from my credit report. I have 13 other accounts in good standing. My credit history is about 2 years because I am young. I don’t have any high balances except for my car…9,500 out of the 13,500 originally. What will be the impact on my credit score with the removal of this collection alone? Thanks!
Hi everyone! I know that my credit score will go up because of this but I need to know how much, the actual amount or an educated guess! Thank you!

Ruben

okalie dokalie asked:


Capital one hasn’t added my credit limit to my credit report, if I call and have them add it, is it going to change my credit score at all or should I just leave it?

Katherine

drdocaj asked:


Do banks run your credit for free? Does it effect your credit everytime you have it ran? I just want to know what my credit score is without signing up for anything over the internet.
Thanks, I already knew about the free credit report, but it doesn’t give your score, I just want to know what my score is.

Constance