angelfirebird_91 asked:


I’m going for a Home Loan and have a low score and 3 things on my credit report were paid already.

April

Olga B asked:


I cosigned on a loan for my brother’s son. I just found out the he defaulted the loan and its now showing on my credit report I was never contacted by the finance company regarding the matter is there way I can have it removed from my report? My brother has made arrangements to pay them. Any suggestions?

Joyce

newtobigd78 asked:


I’m curious to see what rate I would get on a car loan but wanted to make sure it doesn’t affect my credit score. I heard auto loan and mortgage credit checks don’t show up on your report (thus bringing down your score). Is this true?

Edwin

Sun H asked:


Does it show employment history? Can someone igive me details about what EXACTLY can be learned about work history from a credit report?

Jennifer

fradykat asked:


I need to disupute incorrect info on my credit report but the toll free # listed want me to buy another credit report. How can I not purchase another report and file a dispute?

Maria

Wild Bill asked:


I have unwanted reports listed on my credit report that are not my debts, how do I clear them?

David

Emily asked:


I’ve had a judgment on my credit report for 8 years which was paid 8 years ago, the same time I received the judgment. Don’t the credit agencies normally pull judgments off credit report after 7 years? Can anyone with experience in credit matters direct me to a form letter I can write to the credit agencies along with this rule? Thank you.

Brent

CW asked:


I had a great credit score until there was a mix up with a cable service that I cancelled but still billed for. I now have (2) derogatory items on my report. I am in the process of disputing this issue with the billing company and the (3) credit bureaus. I am just curious as to the “worst case” scenario. If the dispute does not go my way and I do indeed need to pay this bill, then the negative marks on my report will stay. How long before they would fall off the report?

Francisco

Helena asked:


I terminated a lease early, and worked with the leasing company to pay the early termination fees. We made a monthly agreement and I adhered to this. When the leasing company changed employees my paperwork fell through the cracks and was sent to judgment which they found me guilty. However the amount was already paid in full. This blemish is on my credit report and should not be. I have a letter from the leasing company stating that the balance has been satisfied, how do I get this off my report?

Ann

leana asked:


I got a judgement reversed and looking at my credit report it is still showing a collection company reporting it as an outstanding balance on my credit report. Can they do that?

Denise