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Posts Tagged ‘Credit Check’

 

Does asking for a copy of your credit report affect your FICO score?

Thursday, June 18th, 2009
calimac692003 asked:


I would like to request a copy of my credit report from one of the credit reporting companys to see my score. Does it affect my credit the same as it would if a lendor ran a credit check?

Ann

 

Where can I get a free credit report without having a credit card?

Sunday, January 4th, 2009
Free credit report
alley_bg asked:


I’d like to check my credit score online for free. Does anyone know a website that does not require a credit card to check it? Thanks!

Travis

 

Why is it necessary to do Credit report repair?

Wednesday, August 27th, 2008
credit report
Isabel asked:


Is it necessary to do credit report repair?

Credit report repair will surely help you to improve your credit report and thereby increase your credit score. It is process that eliminates the negative remarks and gives you a good credit report. There are many people who are unaware of repairing their credit report and thereby create obstacle to get credit extension. You can even repair your credit report timely or by checking it periodically.

With the help of good credit report you can have credit flexibility through which you can get credit at low interest rate. One should not get tired of bad credit report but seek suitable measures to improve it. Self-credit repair can be a difficult task but with the help of many online services one can easily repair it by one self. Below are a few tips, which can help you to repair your credit report.

• Order Credit Report

This is your first step in which you must order the credit report from all the credit bureaus. Don’t be surprised to see different credit report ratings as different credit bureau have different ways to maintain a credit report.

• Check Credit Report

In this step you must check your report carefully and slowly. It is quite general to find at least one error in one of the three reports.

• Document and Dispute Strategy

Any mistake in your credit report must be informed to the credit bureau. Finding the reason behind any error is equally important, as you understand your credit report. Maintain up to date copy of each and every document that can be used as future reference.

• Dissolve the Debts

Clear your debts payment if you are liable for it. This step is of vital importance, which can help you to improve your credit report rating.

Other Information

If you have unnecessary accounts then close it instantly. Remember Zero balance account is also taken into consideration. Verify each and every account that exists.



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