How do I get an 8 year old debt taken off my credit report?
Sunday, July 26th, 2009
themofer asked:
Back in 1999 I had just turned 18 and got myself a cellphone. Being the irresponsible teenager that I was, I never paid the bill. Well they never shut my phone off, I became homeless and kept using it all the way up till it got stolen 5 months after I got it. Who know’s how long it was still on after that. My bill got racked up to about $1,500 and I have never paid a dime, and never had contact with Verizon, or the collection agency. I recently got my credit report and it showed that Verizon reported the debt to them in 2005. A couple days after I got my credit report, I got a bill from a collection agency stating that I owed $2,500 and showed that I had incurred the debt in Dec. 1999. I have heard there is a statute of limitations on credit issues, and from what I’ve heard, it’s 6 years in Oregon. I just need to know the right way to handle this before I start contacting people. Any advice is appreciated.
Stephanie
Back in 1999 I had just turned 18 and got myself a cellphone. Being the irresponsible teenager that I was, I never paid the bill. Well they never shut my phone off, I became homeless and kept using it all the way up till it got stolen 5 months after I got it. Who know’s how long it was still on after that. My bill got racked up to about $1,500 and I have never paid a dime, and never had contact with Verizon, or the collection agency. I recently got my credit report and it showed that Verizon reported the debt to them in 2005. A couple days after I got my credit report, I got a bill from a collection agency stating that I owed $2,500 and showed that I had incurred the debt in Dec. 1999. I have heard there is a statute of limitations on credit issues, and from what I’ve heard, it’s 6 years in Oregon. I just need to know the right way to handle this before I start contacting people. Any advice is appreciated.
Stephanie