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What does it mean when a credit card company can’t retrieve my credit report?

Saturday, November 15th, 2008
credit report
Casey asked:


I applied for a credit card a while back, and I was declined. This was rather surprising to me, because I’ve got good credit. Anyway, I got an email from the cc company today stating the reason for my rejection:
” The amount of your purchase required a credit bureau report. We were unable to retrieve a report from a consumer reporting agency.”

Now, what? I retrieved my credit score just the other day and it was in the low 700s–so I know that I’ve *got* a credit score. I applied and got approved for a different credit card just a few weeks before I applied for this one, however–could that have been what went wrong? In any case, should I be worried that they couldn’t retrieve my credit report? That just seems awfully strange, and I’m not sure if I need to talk to someone at a credit bureau, or something. . .any help/advice would be greatly appreciated! Thanks.

Kansieo.com

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