ApacheJack asked:


I am entering the market to buy a house and I want to make sure my credit report is accurate before I need to apply for a loan. I know there are companys like freecreditreport.com but you have to sign up for them and then you have to cancel before you get billed. I want to avoid all that and just review my credit reports.

Russell

Dionna asked:


I got a letter from a collection agency dated 10/17/06 telling me about charges I owed from a phone I had in 2003. The charges are bogus because the account was paid. I’m disputing the charges, but I don’t want the negative report on my credit report because I’m trying to buy a house right now. They haven’t showed up as of yet even though the agency now appears as one of my creditors. Any ideas on how long it will take for the actual account to show up? Thanks!

Credit Report