How long does it take for negative information to show up on your credit report?
Sunday, February 1st, 2009
Dionna asked:
I got a letter from a collection agency dated 10/17/06 telling me about charges I owed from a phone I had in 2003. The charges are bogus because the account was paid. I’m disputing the charges, but I don’t want the negative report on my credit report because I’m trying to buy a house right now. They haven’t showed up as of yet even though the agency now appears as one of my creditors. Any ideas on how long it will take for the actual account to show up? Thanks!
Credit Report
I got a letter from a collection agency dated 10/17/06 telling me about charges I owed from a phone I had in 2003. The charges are bogus because the account was paid. I’m disputing the charges, but I don’t want the negative report on my credit report because I’m trying to buy a house right now. They haven’t showed up as of yet even though the agency now appears as one of my creditors. Any ideas on how long it will take for the actual account to show up? Thanks!
Credit Report