msldybug2003 asked:


I Just received a letter saying my old account from bank of america has been purchased by Nco Financial Systems. Their saying if I dont pay them in 30 days they will report me to the credit bureaus. Now this Bank of America account is from 3 years ago. Its not a credit card. I had a bank account with them and had a balance. So can they report this to my credit report after 3 years later?

Caffeinated Content