Can a creditor change the date of the 1st deliquency so that it can be reported longer on your credit report?
Thursday, June 11th, 2009
lady m asked:
I had an automobile placed under chapter 13 in 1999, the chapter 13 was dismissed because I couldn’t make the payments. It was dismissed in 2000 and I returned the car in 2001. The Creditor has reached the SOL and is now stating that my 1st deliquency was in 2001. How can I address this to get it removed from my credit report?
Janet
I had an automobile placed under chapter 13 in 1999, the chapter 13 was dismissed because I couldn’t make the payments. It was dismissed in 2000 and I returned the car in 2001. The Creditor has reached the SOL and is now stating that my 1st deliquency was in 2001. How can I address this to get it removed from my credit report?
Janet