JC asked:


I made some errors with my credit when I was younger. I have been doing great at keeping a good credit history now that I’m more mature and understand the importance of credit (last 3 years). However, my old mistakes are still hunting me. I read somewhere that it can take 7 to 10 years for a bad entry in your credit report to be dropped. Is there a way I can remove those sooner?

Earl

darko_d1 asked:


I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they tell the bureaus to delete it?

Jennifer

newmommie asked:


I’d like to be able to find out what my credit score is and also would like to receive a copy of my credit report. Where can I do this?

Melanie

Cortney K asked:


I was wondering if you can have inquires removed from your credit report. I recieved a copy of mine and my husband’s credit report and there have been 75 inquires in the last 360 days. I know that too many affect your credit score.

Kimberly

mclay asked:


Should I aim to get it completely deleted by stating it’s not mine? If not, how specific do I need to be with what is incorrect within a credit report listing?

Joy

Cris H asked:


Where do I start and how do I go about getting old stuff ( over 7 years ) removed from my credit report? I disputed it with the Trans UNion, Equifax and Experian but they claimed they verfied them and said they were due to come off back in Decemember of 07 but they are still there… How do I get them off?

Betty

Grace asked:


Everywhere I have went to get a free credit report they ask for my credit card number and my phone number. I don’t have a credit card or a phone so I was wondering if I could get a free report with out having that.

Kathryn

Kara asked:


How do I get a late mortgage payment off of my credit report? I mean I’m totally current on my mortgage now. I want this off of my report. Thanks

Natalie

wantsshy asked:


Where do I start and how do I go about getting old stuff ( over 7 years ) removed from my credit report? I disputed it with the Trans UNion, Equifax and Experian but they claimed they verfied them and said they were due to come off back in Decemember of 07 but they are still there… How do I get them off?

Ramon

Todd D asked:


Does it show employment history? Can someone igive me details about what EXACTLY can be learned about work history from a credit report?

Tammy