Where is your credit score written on your credit report?
lydia w asked:
I have recently ordered my free credit report. But did not see a credit number written anywhere on it. Where exactly is the credit score number written (on what page). And how do you know if its bad or not? The credit report didn’t say bad or good anywhere on it.
Yvonne
I have recently ordered my free credit report. But did not see a credit number written anywhere on it. Where exactly is the credit score number written (on what page). And how do you know if its bad or not? The credit report didn’t say bad or good anywhere on it.
Yvonne
July 12th, 2009 at 5:14 pm
Amanda
If it’s the one I use it is on a scale of 1-10 being 1 for prompt payer to 10 being default on payments, even a late payment registers badly as do numerous application for credit. Companies use their own ’scoring’ system based on the information they have on you. Some companies will offer credit and some won’t. Sods law really!!
July 14th, 2009 at 7:45 pm
Melanie
usually you have to pay extra for the credit score. and everyone i have ever gotton had a scale from like 400- 800 or something like that. it showed my score on the scale and said very poor, poor, fair, good or excellent right on it.
July 16th, 2009 at 5:46 am
Jamie
Credit score doesn’t come free like the credit report.
You gotta buy it if u wanna know.
Usually FICO scores beyond 730 are considered good.
July 18th, 2009 at 3:42 pm
Helen
When you get a free credit report either online or by mail you don’t get your credit score. Unfortunately if you want your score you will have to order it. All of the credit bureau’s will offer you the chance to order a score from them. I wouldn’t recommend this. These scores aren’t widely used by lenders and credit grantor’s. While it’s open to debate on whether or not it’s good (haha) your fico score is the most widely used score. You can purchase this at They will have various offers you can look at. Choose the one the suits you best.You can use the information in your credit report to tell if you have a good or bad score too. Negative information isn’t necessarily written out as bad. This type of info would include but isn’t limited too credit card balances that are very close or at the credit limits, late payments, collection accounts, charge off’s, and bankruptcy among others. A FICO score above 700-730 is generally the minimum requirement for “good” credit. Hope some of this helps!
July 22nd, 2009 at 2:38 am
Shannon
Credit score is not on your credit report. You have to purchase it separately through myFICO.com. Your FICO scores are the “official” credit scores. These are the ones created by the Fair Isaac algorithm. You will have 3 scores, one for each credit report and I can guarantee that all 3 will not be the same. the scores that are available through services such as truecredit are not FICO scores.
July 22nd, 2009 at 11:13 am
Chad
A free credit report will not have your credit score. You’ll need to pay to get your credit score.
July 25th, 2009 at 9:28 pm
Allison
Like they said you don’t get your actual score without paying a little extra - in my source there should be a link to where you can get yours.
But you do have to pay for it. I think it’s ~$15 .. but I have never had to get it so I do not know for sure.