Is it a scam to e-mail my credit report to future employment?
batessage asked:
I got an e-mail from a company who is hiring a receptionist, I do not know there names, but they have said I will be using a company credit card and asked me to e-mail them my credit report so that there are no problems using it, I would just like to know if anyone has done this and has it been a legit business, or just a scammer trying to get my information. I would love to know if it would be alright e-mailing my credit score.
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I got an e-mail from a company who is hiring a receptionist, I do not know there names, but they have said I will be using a company credit card and asked me to e-mail them my credit report so that there are no problems using it, I would just like to know if anyone has done this and has it been a legit business, or just a scammer trying to get my information. I would love to know if it would be alright e-mailing my credit score.
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Tags: Credit Score, Love, Scammer
March 15th, 2009 at 1:54 pm
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NO! You’re just a receptionist. Not an executive assistant or anything. Total scam.
March 18th, 2009 at 2:50 am
Credit Report
You should not email them your credit report under any circumstances. If they are a legit company, they would FIRST interview you. Upon approving you, only then would they have you FILL OUT PAPERWORK in which you sign your agreement to their obtaining your report. There is NO reason for them to request your credit report info before even meeting with you and even after they do, they should be willing to pay for obtaining it only after agreeing to hire you. Again, they should NOT receive any of your credit info until your interview is successful and they only need to complete your paperwork by getting your credit report. There is a LOT of personal info on your credit report I’m sure you would not like to share with an identity thief.
March 20th, 2009 at 12:16 pm
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A company that wants your credit report as part of the hiring process will not accept it from you because it could have been faked. They will buy it directly from the credit bureau.
They don’t need to see a credit report to let you use a company credit card. It’s their credit that the bank looks at. If they authorize you, that’s up to them.
Why would a receptionist need a company credit card anyway. This is a scam to get you to send them personal information. There is no job.
March 21st, 2009 at 2:54 pm
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they are a scam. think about it…you have not even interviewed there. they have not seen you or you them, and already they want a copy of your credit? i’m betting that once you send it off to them you will never hear from them again. a few weeks later, mysterious charges will start showing up on your credit. don’t be a victim! legit companies do not handle their business like this.
March 23rd, 2009 at 10:06 pm
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I have never heard of a company requesting a credit report directly from an applicant - better keep an eye on your credit - they will probably try and use your ID to open up new credit cards.
And why would you send anyone that info before they actually hired you - you say you don;t even know who they are?
And why would a receptionist be using a company credit card - any decent company will audit the credit card statement and get receipts from any employee using it.
Did you even ever actually APPLY to this company? are they local to you? What is your IQ?
March 24th, 2009 at 2:19 pm
Create a video blog…instantly.
Yes, this is a scam. Good thing you thought about it before sending them your FICO score or a copy of your credit report. As many people have already responded, the hiring protocol would never include you providing a copy of your credit history, especially when dealing with a reputable company. Do not complete any application for employment and include your social security number either. Only provide the social security number when you have been hired and on payroll or IRS documents. Even if you only provide them your credit score, that is enough information to pursue you more if your score is fairly good. This time of the year be careful of scams since many people are applying for holiday credit it’s easy to make many inquiries or apply for new accounts and have them go overlooked.
My suggestion to everyone is to subscribe to one of the many credit report protection sources and monitor your credit file every week until after the holidays so you can catch any fraudulent activity as soon as possible.