Comments on: How long does a public record stay on your credit report once it has been paid? http://www.free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid A blog with information on free credit reports Sat, 11 Feb 2012 06:42:18 +0000 http://wordpress.org/?v=2.7 hourly 1 By: bowler_j http://www.free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/comment-page-1#comment-1779 bowler_j Sat, 25 Jul 2009 15:21:40 +0000 http://free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/#comment-1779 <a href="">Tamara</a> A legal judgment will stay on your credit report for at least 7 1/2 years, possibly longer. You should have negotiated a entry on your credit report when you settled, like "paid in full" or "paid as agreed". Since the judgment was not valid since they did not get personal service on you, send a letter to the credit bureaus explaining what happened and have them attach it to your records. Tamara

A legal judgment will stay on your credit report for at least 7 1/2 years, possibly longer.

You should have negotiated a entry on your credit report when you settled, like “paid in full” or “paid as agreed”.

Since the judgment was not valid since they did not get personal service on you, send a letter to the credit bureaus explaining what happened and have them attach it to your records.

]]> By: Just Checking http://www.free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/comment-page-1#comment-1778 Just Checking Sat, 25 Jul 2009 08:37:05 +0000 http://free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/#comment-1778 <a href="">Lillian</a> Judgements will stay on your credit for 10yrs even after it's been paid. It used to be 7yrs. Most lenders will overlook and not penalize you for a judgement that has been paid for at least 24 months. Hope this helps. Good luck! Lillian

Judgements will stay on your credit for 10yrs even after it’s been paid. It used to be 7yrs. Most lenders will overlook and not penalize you for a judgement that has been paid for at least 24 months.

Hope this helps. Good luck!

]]> By: AB http://www.free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/comment-page-1#comment-1777 AB Wed, 22 Jul 2009 19:49:12 +0000 http://free--credit-report-blog.com/free-credit-reports/how-long-does-a-public-record-stay-on-your-credit-report-once-it-has-been-paid/#comment-1777 <a href="">Victoria</a> Unfortunately you settled. If the judgement was issued 5 years ago and the last entry on your credit report was that long ago, you could have possibly waited 1 year for it to roll off. If the last entry was in 2006, it was best. It is dependent upn what state you live in. Go to. This gives you some more insight on how long it will stay on your report. Victoria

Unfortunately you settled. If the judgement was issued 5 years ago and the last entry on your credit report was that long ago, you could have possibly waited 1 year for it to roll off. If the last entry was in 2006, it was best. It is dependent upn what state you live in. Go to. This gives you some more insight on how long it will stay on your report.

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