How long does a judgement stay on your credit report and how does it affect you?

crizzy u asked:


How long does a judgement stay on your credit report and how does it affect you?

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Tags: Credit Report, Judgement

This entry was posted on Monday, February 23rd, 2009 at 2:15 pm and is filed under Free Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “How long does a judgement stay on your credit report and how does it affect you?”

1. maxmom56 Says:
   February 24th, 2009 at 6:10 pm

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   At least 7 years. If it is renewable, then it can be longer. It pulls down your credit score and makes it less likely you will get credit, jobs or a decent insurance rate.

2. perfectcreditclub Says:
   February 25th, 2009 at 5:32 pm

   Credit Report

   Most judgments, including small claims, civil and child support, will remain on your credit report for 7 years from the filing date.

3. crazyjester9 Says:
   February 28th, 2009 at 2:49 am

   Kansieo.com

   7 years from the date the judgement took place. This is governed by the Fair Credit Reporting Act.

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