How do I get a late mortgage payment off of my credit report?

Kara asked:


How do I get a late mortgage payment off of my credit report? I mean I’m totally current on my mortgage now. I want this off of my report. Thanks

Natalie

Tags: Current, Mortgage Payment, Report Thanks

This entry was posted on Thursday, July 16th, 2009 at 2:50 pm and is filed under Free Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

5 Responses to “How do I get a late mortgage payment off of my credit report?”

1. merrybodner Says:
   July 19th, 2009 at 1:32 am

   Patrick

   It will disappear in a few years. Until then, you will have to live with it.

2. ...Just Me! Says:
   July 19th, 2009 at 9:51 pm

   Earl

   You can’t. It will be ‘erased’ after seven years.

   You can add a statement to your report to explain the sitution. This statement will be viewable for all prospective credit grantors.

3. acermill Says:
   July 21st, 2009 at 1:20 am

   Dora

   You don’t get it off. That what a credit report is. Just because you made up the late payment and became current does not allow you to ask that it be removed.

   It will disappear in the normal time frame of seven years from its original delinquency.

4. zioncanyon Says:
   July 22nd, 2009 at 1:16 am

   Carolyn

   you cannot…all info is kept for seven years. so in the meantime pay everything on time and this will be a minor glich in you overall score…and ater 7 years it will dissappear

5. Gabi ? Says:
   July 24th, 2009 at 12:17 am

   Eileen

   it will stay on your credit report for 7 years.