Why do you have to PAY for a FREE credit report?
Sabin asked:
Every credit website I’ve been to wants me to subscribe to a monthly plan….what happened to my FREE credit report!!!!?????? How do I actually get a free report without paying….?
Margaret
Every credit website I’ve been to wants me to subscribe to a monthly plan….what happened to my FREE credit report!!!!?????? How do I actually get a free report without paying….?
Margaret
Tags: Free Credit Report, Free Website
January 16th, 2009 at 7:10 pm
yes I went there too and it is not free. lol. very irritating and false advertisement. I don’t think there is a free one but good luck. we can keep looking.
January 18th, 2009 at 7:51 pm
Go to a bank and they will do it for free.
January 19th, 2009 at 3:27 pm
freecreditreport.com
January 22nd, 2009 at 1:39 am
Everyone is entitled to a free credit report once a year. Try this site:
January 22nd, 2009 at 6:26 am
Don’t subscribe to this service.
Last year, Congress passed a law giving every adult 1 (one) free credit report a year. Go to this site: or call: 1-877-322-8228.
This other service is a rip-off.
January 23rd, 2009 at 5:12 am
I got a free credit report, I think it was freecreditreport.com, I could be wrong, The only gave me the report of 1 of 3 credit bureaus and said if I wanted the reports from all 3 which I guess could be different, than I needed to get that monthly plan but I was happy with just getting the one report. If you are denied for anything because of your credit I’ve heard you are supposed to get a free credit report.
January 25th, 2009 at 10:01 am
Just say no when they try to sell you an extra.
Consumers can order their reports by calling toll-free 877-322-8228 or going to the web address below. I just got mine for free.
January 28th, 2009 at 8:42 pm
i didn’t subscribe to anything when i did mine. A lot of times you can get the report but you have to pay a few bucks to see your score.
If you really want to get away with seeing your credit report for free, call up a mortgage company and apply for a loan and act like you’re buying a place and you want to get prequalified. They’ll pull your credit and give you the report. It’s a little dishonest to do that, but not illegal or anything.
January 31st, 2009 at 1:39 pm
because your not going to the real sites i got tied up in this also one of the girls where i bank at told me the sites to go to. there are 3 major credit reporting that stores and car dealer ships and credit card companys deal with. the goverment passed a law last yr were u can go to either of these and request your credit report and they will give it to u and u can do this once a yr.
January 31st, 2009 at 10:00 pm
FREE for your report BUT CHARGE for the SERVICES!!
February 3rd, 2009 at 5:41 am
annual creditreport.com
February 5th, 2009 at 5:52 am
annualcreditreport.com
February 5th, 2009 at 8:35 pm
if it’s an online ad then it will not be free