Comments on: Why can’t I just get a free credit report without signing up for other services?

By: American breed

American breed — Tue, 20 Jan 2009 10:57:19 +0000

You could but only once a year
You have 3 credit scores, and they aren’t necessarily the same.
With 3-Bureau Credit Monitoring, you can make sure your scores are on track, and see how they compare to others.
go here:http://www.truecredit.com/entry/memberCMUEntry.jsp?mn=50275and remember its FREE

By: Kate R

Kate R — Sun, 18 Jan 2009 18:09:37 +0000

You can. They just make it really hard to figure out how to find the exact page to request it. I got so tired one time, I bookmarked them to find them easier in the future.

For transunion, I go here:

For experian, I go here:

For equifax, I go here:

But to get the above free ones, you have to have been denied credit lately. Of course, all you have to do is SAY you’ve been denied credit. If you don’t like that, you can sign up for the official free credit report (once per year) here:

By: Gregory B

Gregory B — Fri, 16 Jan 2009 13:16:30 +0000

You can log on to to obtain your free credit report. You can do this only one time a year, next time you would have to pay for it.

By: Gatsby216

Gatsby216 — Thu, 15 Jan 2009 04:15:03 +0000

You can get a free report, go to FTC.gov.
You will not get a credit score, as that is seperate feature from the Fair Isaacs company.

By: Jason S

Jason S — Wed, 14 Jan 2009 01:32:33 +0000

go to its all free