Why can’t I just get a free credit report without signing up for other services?
MellG asked:
I have contacted the “big 3″ on the internet but they want you to “try” one of their services. I thought we could request and receive a “free” credit report.
Rosa
I have contacted the “big 3″ on the internet but they want you to “try” one of their services. I thought we could request and receive a “free” credit report.
Rosa
January 14th, 2009 at 1:32 am
go to its all free
January 15th, 2009 at 4:15 am
You can get a free report, go to FTC.gov.
You will not get a credit score, as that is seperate feature from the Fair Isaacs company.
January 16th, 2009 at 1:16 pm
You can log on to to obtain your free credit report. You can do this only one time a year, next time you would have to pay for it.
January 18th, 2009 at 6:09 pm
You can. They just make it really hard to figure out how to find the exact page to request it. I got so tired one time, I bookmarked them to find them easier in the future.
For transunion, I go here:
For experian, I go here:
For equifax, I go here:
But to get the above free ones, you have to have been denied credit lately. Of course, all you have to do is SAY you’ve been denied credit. If you don’t like that, you can sign up for the official free credit report (once per year) here:
January 20th, 2009 at 10:57 am
You could but only once a year
You have 3 credit scores, and they aren’t necessarily the same.
With 3-Bureau Credit Monitoring, you can make sure your scores are on track, and see how they compare to others.
go here:http://www.truecredit.com/entry/memberCMUEntry.jsp?mn=50275and remember its FREE