Where can I obtain a free credit report?

Lady Luck asked:


Where can I get my annual free credit reports from each of the 3 major credit agencies without signing up for anything?

Vera

Tags: Annual Reports, Credit Agencies, Free Credit Report

This entry was posted on Sunday, December 21st, 2008 at 10:36 am and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

6 Responses to “Where can I obtain a free credit report?”

1. Beth Says:
   December 22nd, 2008 at 11:13 pm

   Hi! You can get a copy of all 3 credit agencies at And its free

   Good luck

2. Jon K Says:
   December 25th, 2008 at 1:53 pm

   The official site is

   You can request a free report from each of the three major agencies once a year. You’ll have to give enough information to identify yourself.

   Unless you’re getting ready to make a major purchase, you best bet is to spread the three out over the year so you can see any changes.

   You are also entitled to a free credit report if you are denied credit by a lender because of a credit issue. That’s in addition to your three freebies.

   There is no mandated free credit score though sometimes you can get that by a trial enrollment in one of the “credit packages” and then quitting before your free trial is over.

3. Mar - Says:
   December 28th, 2008 at 8:34 am

   Hear you go. I hope this help you could get all three credit reports annualcreditreport.com

4. Mr. Justin Says:
   December 30th, 2008 at 6:07 am

   Be careful with all of those free credit report websites though because they only offer about 2 months free then they start charging the credit card that you give them every month .. they did it to me and im currently in the process of fighting to get those charges off of my account i had no clue were occuring!

5. bcm_s19 Says:
   January 1st, 2009 at 3:35 am

   The annual report site is free, but it does not give you your credit score, just the reports. It also takes 2-3 weeks to get everything through the mail.

   The following is a link to a site that offers all 3 scores and all 3 reports for free when you sign up for their monitoring service which comes with a free 7 day trial. You can sign-up download your report in just a few minutes and then cancel.

6. SexyTrojan Says:
   January 4th, 2009 at 12:50 am

   Check the answers to the 458,149,345 times this exact same question has been asked before!

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