What is the easiest way to go about seeing your credit report without having to pay someone to do it?
robert o asked:
II’m thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants a monthly fee and I just want one copy. Nothing more. I would be greatly thankful for any help that you could lend me. I’m trying to make life easier for my family.
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II’m thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants a monthly fee and I just want one copy. Nothing more. I would be greatly thankful for any help that you could lend me. I’m trying to make life easier for my family.
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Tags: Credit Report, Filing Bankruptcy, Filing For Bankruptcy
October 2nd, 2008 at 2:50 am
Not sure if it is by law but you are entitled to a free credit report every year…google “free credit report”.
October 2nd, 2008 at 10:40 am
Just call. Equifax, TransUnion, or umm.. the third one. …? Anyone, you’re entitled to two per year. Follow the prompts for a request and they’ll send you one in the mail.
October 4th, 2008 at 2:37 am
Go to:
This is the site sponsored by the 3 main bureaus. From there, you can get each of your credit reports from the 3 bureaus once per year for free.
Good luck.
October 4th, 2008 at 5:35 pm
you can get it for free. If you have been turned down for credit or job position, you can request a free copy. I like privacyguard.com because it has a 90 day free look. To get all 3 credit reports, it is something like $14 (by 3, get 2 of them free). Sign up, look at it, print it, and unsubscribe.
I’ve had good info about it here:
Best regards.