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Is there some kind of a gimmick to filling out the info required to obtain a free credit report ?

Free credit report
Zongy asked:


This is inregard to going to the Internet using the web site www.annual credit report.com .to get one’s free credit report from the three main credit report companies ” Experian ”
. ” Equifax” , and ” Transunion ” (sp).. Although by a new law , one can get a free credit report ” one time ” , is there a ” gimmick ” whereby you are inviting all kinds of spam people to bombard you with sales deals , or worse , requiring you to make purchases ?
Appreciate feedback !

Darrell

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2 Responses to “Is there some kind of a gimmick to filling out the info required to obtain a free credit report ?”

  1. JBarleycorn Says:

    You are entitled to one free report from each of the companies per year - go to their websites directly, don’t use other websites.

    My mistake - it is annualcreditreport.com - but no, I’ve used it before, it’s legit. They try to get you to pay for unnecessary stuff, but you can get your reports for free.

  2. smile4u Says:

    Go strait to the credit unions websites. You can get one credit report free each year. If you get it thru annual credit reports.com you join a credit service. Go straight to the source. I do it every year at the same time.
    Go to each website Equifax- Transunion- Experian

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