How long does this take to come off my credit report?

azkoolchik asked:


I had an account in collections that I did not even know that was there until I pulled my credit report and I payed the full balance. Now it says it’s PAID/CLOSED but it still on my credit report. When does this come off my credit report? Or should I say how long does this take to come off my credit report?

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Tags: Collections, Credit Report

This entry was posted on Wednesday, September 17th, 2008 at 6:02 pm and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

5 Responses to “How long does this take to come off my credit report?”

1. ghandirahmabuddajesusdrphill Says:
   September 19th, 2008 at 8:29 pm

   7 years from the time of thhe intitial report.

2. Gwynn T Says:
   September 22nd, 2008 at 10:00 am

   As soon as your account showed paid/closed (assuming you paid it within 6 months of reporting) your score jumped up 20-30 points. It will stay on your report with out any further damage for 7 years.

3. Earl Says:
   September 23rd, 2008 at 7:40 pm

   Aloha,

   I am happy to tell you that you can do it yourself by joining a business networking club for Free and you’ll be able to get it removed in 90 days or less.

   Enjoy!
   Just visit:

4. spifiman1 Says:
   September 24th, 2008 at 4:45 pm

   7-years for the date you paid it off.

   Be careful of people that claim you can remove things from your credit report. According to the Consumer Action Handbook 2007 edition nothing that is true can be removed.

5. beauty s Says:
   September 27th, 2008 at 6:47 am

   It takes 7 years after paid in full or settled

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