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	<title>Comments on: How do I verify when negative items drop my credit report?</title>
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	<link>http://www.free--credit-report-blog.com/credit/how-do-i-verify-when-negative-items-drop-my-credit-report</link>
	<description>A blog with information on free credit reports</description>
	<pubDate>Sat, 11 Feb 2012 00:48:04 +0000</pubDate>
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		<title>By: lovred</title>
		<link>http://www.free--credit-report-blog.com/credit/how-do-i-verify-when-negative-items-drop-my-credit-report/comment-page-1#comment-313</link>
		<dc:creator>lovred</dc:creator>
		<pubDate>Tue, 04 Nov 2008 02:25:33 +0000</pubDate>
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		<description>Transunion's reports actually tell you when the bad debt will be removed, but it is up to follow up to make sure.</description>
		<content:encoded><![CDATA[<p>Transunion&#8217;s reports actually tell you when the bad debt will be removed, but it is up to follow up to make sure.</p>
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		<title>By: N K</title>
		<link>http://www.free--credit-report-blog.com/credit/how-do-i-verify-when-negative-items-drop-my-credit-report/comment-page-1#comment-312</link>
		<dc:creator>N K</dc:creator>
		<pubDate>Sun, 02 Nov 2008 12:39:45 +0000</pubDate>
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		<description>When you look at your credit report, it will clearly mention a date of first delinquency or date reported or something like that. 7 years start from the date of first delinquency reported by original creditor. Usually 90 days late and after is considered as such.

It is NOT 7 years AFTER you have paid the debt off. See the sample credit report.</description>
		<content:encoded><![CDATA[<p>When you look at your credit report, it will clearly mention a date of first delinquency or date reported or something like that. 7 years start from the date of first delinquency reported by original creditor. Usually 90 days late and after is considered as such.</p>
<p>It is NOT 7 years AFTER you have paid the debt off. See the sample credit report.</p>
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		<title>By: Landlord</title>
		<link>http://www.free--credit-report-blog.com/credit/how-do-i-verify-when-negative-items-drop-my-credit-report/comment-page-1#comment-311</link>
		<dc:creator>Landlord</dc:creator>
		<pubDate>Sat, 01 Nov 2008 05:55:28 +0000</pubDate>
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		<description>It is seven years after you pay off the debt, the month/year you paid if off appears on your credit report.</description>
		<content:encoded><![CDATA[<p>It is seven years after you pay off the debt, the month/year you paid if off appears on your credit report.</p>
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