How can we get credit report for free?
Tipsy asked:
I know a good site which gives all the tips. www.convertmill.com It has links to official site which gives free credit report from all the three credit bureaus once annually. Is there any other good site
Rafael
I know a good site which gives all the tips. www.convertmill.com It has links to official site which gives free credit report from all the three credit bureaus once annually. Is there any other good site
Rafael
January 10th, 2009 at 5:28 pm
the site that is setup by the credit bureaus directly is. you can get a free copy once every 12 months, and also file online disputes with anything that is incorrect.
have fun!
January 13th, 2009 at 1:44 am
Why would you even go to another website that might charge you in the long run?
They will go directly to the agencies that report. You can do the exact same thing. Congress requires that they give you 1 free credit report per year, or a free credit report anytime you are denied credit. Just call them directly, they really dont care they will email it to you, or fax you.
Trans Union
866.887.2673
Experian
888.397.3742
Equifax
800.685.1111
******** UPDATE ************
I agree you can go to free credit report dot com and sign up and get your credit report. What is not being told is, they are a possible future payment. It will show up as an inquiry. Ive had loans denied over 1 inquiry on the credit report. Having them do it will lower your credit score.
January 14th, 2009 at 12:02 am
The US Government has mandated that the three major credit bureaus offer the service to everyone in the United States once each year. The name of this site is.
Since it is government mandated it requires a whole host of hoops to jump through. You do not actually get your credit scores, and it can take 7-10 days to receive the information. All in all not very consumer friendly. Guess that is what happens when a big company is required to do something they do not want to do.
Here is how I got my Credit Report and Score from all 3 bureaus for free.
I went to and signed up for their service.
It took like 3 minutes! They give you 7 Days for Free to try the service.
So I just canceled the next day after printing out everything I needed.
Easy and Free.