Who can put a security freeze on your credit report other than yourself?

eddie asked:


and Why?

Can an agency put security freeze on a person’s credit report w/o permission.

With a security freeze individual cannot access his or her own credit report.

Gabriel

Tags: Credit Report, Security Access

This entry was posted on Monday, June 8th, 2009 at 9:10 am and is filed under Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

One Response to “Who can put a security freeze on your credit report other than yourself?”

1. Alphageek Says:
   June 11th, 2009 at 9:33 am

   Rachel

   A security freeze can be placed on your credit file
   by yourself or by the credit reporting agency
   providing the file, either by your request, or by
   the agency receiving information that your ID
   may have been compromised or by evidence
   of potential fraud.

   Once you prove your identity to the credit
   reporting agency, you should be able to demand
   the freeze be lifted. Contact the agency
   directly (Equifax, TransUnion, Experian) to
   determine their procedure.