Where can I get a real “Free” credit report without having to enter any credit card info?
jlinaz_ma asked: Also that is a safe site.
Laura
Tags: Credit Card, Free Credit Report
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on Saturday, May 30th, 2009 at 7:12 am and is filed under Credit Reports.
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May 30th, 2009 at 8:20 am
Sylvia
Visit - ACR was set up by the big three credit reporting agencies in the United States to furnish free annual credit reports, as required by federal law.
May 31st, 2009 at 11:01 pm
Larry
This is a TOTALLY FREE site that will not even ask for your credit card number. This is the government mandated site where you can get 1 credit report from each of the 3 credit agencies per year
June 3rd, 2009 at 5:35 pm
Jo
The US Government has mandated that the three major credit bureaus offer the service to everyone in the United States once each year. The name of this site is.
Since it is government mandated it requires a whole host of hoops to jump through. You do not actually get your credit scores, and it can take 7-10 days to receive the information. All in all not very consumer friendly. Guess that is what happens when a big company is required to do something they do not want to do.
Here is how I got my Credit Report and Score from all 3 bureaus for free.
I went to and signed up for their service.
It took like 3 minutes! They give you 7 Days for Free to try the service.
So I just canceled the next day after printing out everything I needed.
Easy and Free.
June 6th, 2009 at 11:42 am
Sue
Maybe you can try below website to get the information you need. It’s about free credit report articles for your second opinion.
June 7th, 2009 at 10:59 pm
Gilbert
# Equifax, Experian and TransUnion: These three credit reporting agencies determine the credit worthiness of people in USA by making credit ratings for them.
# Every person can receive one copy of credit report from each of the these credit reporting agencies absolutely free of cost.
# To obtain free credit reports, a person needs to log in to the website. This is the federal law authorized source to get a free annual credit report.
# Individual credit reporting agencies viz. Experian, Equifax, TransUnion also provide credit report for a fees of about 10$ per report.
# If you have been denied a credit, you can apply for free credit report from these three credit rating agencies.
# The three different credit rating agencies maintain different credit reports and each one of them has to be obtained in order to get a comprehensive picture of your credit report.
# Credit report has 4 different parts: identifying information about the individual, credit history, public records, and inquiries made to the credit file.
# Identifying information includes your name and address, and social security number.
# Credit history includes detailed list of each of the accounts you have and corresponding account numbers( the numbers can be encrypted). The other details shown on credit history will be the date of opening of account, the details of loans you took, total amount of loan, your payment history, the amount you still owe and the status of the account. Read more from: