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Where can I get a free credit report?

onemorechance_95 asked:


I have no credit but, I want to see if my credit is clean….there are a lot of identity theft around here so I want to check and see.

Vernon

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This entry was posted on Monday, May 4th, 2009 at 8:54 am and is filed under Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

6 Responses to “Where can I get a free credit report?”

  1. Free Willy!! Says:
    May 6th, 2009 at 9:28 am

    Agnes

    you should check out freecreditreport.com , it really helped me out.

  2. obe231 Says:
    May 8th, 2009 at 4:56 am

    Micheal

    I would just choose one agency to get your report. Then get the second one 4 months later and the final agency 4 months after that so that you can view your report 3 times a year.

  3. BJ Says:
    May 10th, 2009 at 1:15 am

    Chad

    you can get free credit report once a year at from all the 3 leading credit reporting companies

  4. sk1295 Says:
    May 10th, 2009 at 2:28 am

    Joanne

    call any credit bureau directly and they will send u one free, dont go thru any other agengy

  5. homeschoolmom Says:
    May 12th, 2009 at 11:33 am

    James

    Truth - if you live in the US, you are now entitled to one free credit report each year from each of the three major reporting agencies (Equifax, Experian, and Transunion). To access your TOTALLY FREE NO STRINGS ATTACHED credit report, go to (see link below). You will NOT need to input any credit card or bank account numbers.

    As obe231 has already said, get one agency’s report every four months and you will NOT have to sign up for a credit watch service.

    freecreditreport.com is NOT truly free. If you do not cancel your subscription, they will continue to charge you for their credit watch service.

  6. Identity Theft Secrets Says:
    May 15th, 2009 at 6:14 pm

    Rachel

    You also may want to check out your profile with check verification services…the national credit bureaus such as Experian, Equifax, & Trans Union do not focus on check writing (or worse “bouncing”).

    Having a bad record within the variou debit bureaus can be just as bad, if not worse, as you need a checking account in order to pay your monthly credit card or other loan bills.

    See sources below for 5 not widely known organizations (and there toll free contact information) that are just as powerful as the credit bureaus.

    You can contact them to investigate your “free” debit report.

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