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need to know how to get a free credit report?

airfeedsfire asked:


i got a call from a telemarketer trying to sell me on a trip to Fl. she asked if i wanted to use my credit card, i told her that i didnt have one, so she insisted that i had, and that it was up on her screen that i had a master card, so i got worried about identity theft and went online to check it out. but because i don’t (as far as i know) have a credit card, i couldn’t use the free credit reports on line, is there a nother way to find out about an identity theft with out having to use a credit card?

June

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4 Responses to “need to know how to get a free credit report?”

  1. thumpinlikeadisco Says:

    Jill

  2. Farticus Says:

    Catherine

    The federal trade commission has arranged for Americans to receive free credit reports from all three credit agencies. It’s on the website, it won’t cost you a penny, and there’s a toll free number to call so you don’t have to do it over the Internet.

  3. icey_amethyst Says:

    Glenda

    It is recommended to verify your credit report at least once a year to avoid fraud. You can get your credit report at annualcreditreport.com for free from the three principal credit agencies. You have the right to have it once a year. I suggest you order only one from any of those agencies. Doing this you can order one now and the second in four month and the third in another four month and the you’ll be able to have your credit report three times in a year. If when you order the first one you find out that there is something wrong then order the other two reports right away to verify and compare the information and to make a investigation and a reclamation.

    Advise- Do not give your social security number to no one that you don’t know or trust and much less by phone.

  4. Credit Guru Says:

    Sandra

    I wish people would stop recommending these sites where you have to subscribe to some service to get your credit report.

    In 2004 Congress passed a law requiring the 3 credit bureaus to give every one a free copy of their credit report once a year.

    That site is.

    ALL OTHER SITES CHARGE YOU!!!

    Good Luck

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