I am a web designer how do I report my earnings so it shows me as employed on my credit report?

CreditKing asked:


I checked my free annual credit report and it is showing me like I have never been employed. Even though I have been designing websites and I make good money with my services. How do I report the jobs I am getting so that it shows me as employed? And what information do I need to provide?

Wanda

Tags: Annual Report, Earnings, Free Annual Credit Report

This entry was posted on Monday, June 8th, 2009 at 2:10 pm and is filed under Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

4 Responses to “I am a web designer how do I report my earnings so it shows me as employed on my credit report?”

1. StephenWeinstein Says:
   June 9th, 2009 at 7:10 am

   Valerie

   Not all jobs appear on credit reports. The employment section of the credit report does not affect your ability to borrow money. Lending decisions are based on other parts of the credit report and the employment information that you provide on the loan (or credit card) application form.

2. Arash S Says:
   June 11th, 2009 at 1:55 am

   Albert

   Your credit bureau report would not show information with regards to employment and assets.
   It is a tool for the institutions to look at your liabilities such as credit cards, loans, and line of credits. As a result for example someone who has a large income (lets’ say $500K a year) without ever having any credit cards, loans, etc.., would not have a credit score..
   There is a part on the report that could indicate your employment and income, however, it’s not necessary and not usefull. You can contact the bereau and ask them to add that information to your report.
   If you’re from Canada, you can go to for contact info.

3. echo Says:
   June 12th, 2009 at 2:17 am

   Andrew

   Usually when you apply for credit and put down self employed on the application or if you update your employment status with your current creditors, they will update the info to the CRA’s.

   You can also send a letter to the CRA’s yourself and request that they update your employment status in the personal section on your reports.

4. v b Says:
   June 14th, 2009 at 5:47 am

   Harry

   If you apply for credit, you will provide your employment history on the loan forms. The bank will ask for copies of your income tax returns. Since you have reported that income (as you were legally required to), that’s enough.