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3 Responses to “How to get out of medical debt and how do you recieve a free credit report?”
Filing Bankruptcy is an option if you can’t pay your medical debts.
It’s the American way. That’s why others who do pay, have to pay 100 dollars for an aspirin and 50 dollars for a box of crappy tissues. And why a non-private room costs $2,500 a day.
ANd by the way, You don’t track everyone you owe.. THEY TRACK YOU DOWN.. Trust me.
BUT if you truly can’t pay , then your only choice is to BK. Unless you already did recently. Then you might be in a pinch.
Bill collectors are animals. And not the domesticated kind.
I provided a link for the free credit report from the government. As for your medical bills. Call the doctors and explain to them your situtation. Some doctors are known to reduce their bill and sometime even write them off. If your bills are with a hospital, call them and try to work off a payment plan. The best way to do this is to sit down and write a budget for the month. Make sure you list your home, food, and utilities first. Next, car and gas payments. Then other bills, like daycare. Make sure you have all the money going towards something. Just be honest with them and tell them you want to do the right thing and pay them. They should be able to work something out with you.
April 5th, 2009 at 12:12 am
Jessica
you dont…:-(
April 6th, 2009 at 10:22 pm
Tamara
Filing Bankruptcy is an option if you can’t pay your medical debts.
It’s the American way. That’s why others who do pay, have to pay 100 dollars for an aspirin and 50 dollars for a box of crappy tissues. And why a non-private room costs $2,500 a day.
ANd by the way, You don’t track everyone you owe.. THEY TRACK YOU DOWN.. Trust me.
BUT if you truly can’t pay , then your only choice is to BK. Unless you already did recently. Then you might be in a pinch.
Bill collectors are animals. And not the domesticated kind.
April 8th, 2009 at 9:20 am
Evelyn
I provided a link for the free credit report from the government. As for your medical bills. Call the doctors and explain to them your situtation. Some doctors are known to reduce their bill and sometime even write them off. If your bills are with a hospital, call them and try to work off a payment plan. The best way to do this is to sit down and write a budget for the month. Make sure you list your home, food, and utilities first. Next, car and gas payments. Then other bills, like daycare. Make sure you have all the money going towards something. Just be honest with them and tell them you want to do the right thing and pay them. They should be able to work something out with you.