How do we get a free credit report from each of the 3 credit reporting agencies?
Laura Renee asked:
I’ve heard that we can do this once a year but am not sure how to go about it.
Cynthia
I’ve heard that we can do this once a year but am not sure how to go about it.
Cynthia
Tags: 3 Credit Reporting Agencies, Credit Reporting Agencies, Free Credit Report
April 10th, 2009 at 8:48 am
Kathleen
Go to
If you go to any other ones, you’re going to get lumped into a subscription service. The link above is to the actual government sponsored program.
April 10th, 2009 at 5:40 pm
Christopher
I used the website listed below. It was pretty easy as long as you have all of your info.
April 12th, 2009 at 9:17 pm
Stephen
You’d have to go in person to your local Retail Merchants Association and make sure you bring some ID. It’s not a good idea to do this online because of the high risk of identity theft.
April 15th, 2009 at 5:48 am
Floyd
Go to and follow the easy step-by-step instructions.
April 17th, 2009 at 4:07 am
Nancy
freecreditreport.com
And yes you get put into a subscription service….But it only emails you to tell you when you can pull another credit report.
Or at least that is what I have noticed
April 18th, 2009 at 10:29 am
Phyllis
You can receive a free credit report whenever you are declined credit by a lender. Include the letter from the lender with your request to the credit bureau. The mailing address for the three major credit reporting agencies; Experian, Trans Union and Equifax can be found on our site. You can also receive a complimentary credit report from . I subscribe to a credit monitoring service, they offer a free credit report as well. I get an updated credit report whenever there is a change to my credit report. It makes identity theft much harder for the bad guys. It has saved me money as well on a home refinance. Check our site for free credit report tips: