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How can I get a free credit report online?

nelsdevs asked:


Which one is the best? Are these things the real deal? Can I find out everything that I owe? If I have to pay for one, are THOSE the real deal? HELP PLEASE!
Thanks so much everyone.

Troy

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This entry was posted on Monday, April 27th, 2009 at 4:19 pm and is filed under Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

6 Responses to “How can I get a free credit report online?”

  1. bud68 Says:
    April 29th, 2009 at 6:13 am

    Micheal

    Your credit reports do not necessarily include “everything that you owe.” They include whatever creditors have reported.

  2. La Vie Boheme Says:
    April 29th, 2009 at 2:29 pm

    Annie

    I just got mine free today at Annualcreditreport.com. It’s the only free one.

  3. Jenna P Says:
    April 30th, 2009 at 10:59 pm

    Christopher

    DONT YOU WATCH TV!?

    freecreditreport.com

    best commericals!

  4. hjentsch87 Says:
    May 4th, 2009 at 5:54 am

    Dawn

    Don’t buy the scores for 4 dollars though because they are not real scores. You only can pull credit from one bureau every 12 months.

  5. Ponda Says:
    May 6th, 2009 at 10:02 am

    Beatrice

    annualcreditreport.com is the only really free way to get your credit, you can get one of each bureau for free every year. This website is government sponsored. Freecreditreport.com is sponsored by equifax and requires a membership in something and requires a cc#.

  6. BillK Says:
    May 9th, 2009 at 6:31 am

    Aaron

    Under the Fair and Accurate Credit Transactions Act, or FACT Act, any one is entitled to a free credit report once every twelve months from each of the three major credit bureaus. This means that you can apply either online or in writing to get your free annual credit report from Equifax, Experian, and Transunion. You can get your free annual credit report for all three by applying for it online at, or you can call them on the phone at 877-322-8228.

    Be extra careful about impostor sites though. When you apply for your free annual credit report, caution is important. I suggest you check out. You might have heard of them before. They have comprehensive information on this topic.

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