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Has anybody tried getting a Free Credit Report?

ipodluvr129 asked:


Like many people out there, one of my New Year’s resolutions was to try to eliminate (most of) my debt and I’m curious to see what my current credit score is. Has anybody used any of the free Credit report sites like freecreditreport.com? Is it really free? Any better sites out there?

Dana

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5 Responses to “Has anybody tried getting a Free Credit Report?”

  1. bekandbri2000 Says:

    Marion

    Ahh…Thanks for reminding me! I need to do it this year.

    But, to answer your question, yes you can get one free credit report from each agency each year. Read up on the website here:

    The actual website to get them is:

    HTH! Good luck!

  2. southarkansas Says:

    Florence

    i am on a friends pc this morning-if you will send me a private message-when i get home i will send you a link that gives you 1 free credit report a year-no charge-all you do is copy and save it or print it-i have the link saved in my docs and can not get to it right now and might not find this question again

  3. Nancy K Says:

    Karl

    Cheaper Deals offers has a link for for a 30 Day Trial Membership to find out your credit report at all 3 major credit companies. Check it out at

  4. Celeste Says:

    Anita

    FreeCreditReport.com is free in as much as the free 30-day trial. In order to get the “free” report, they require a credit card to sign up for their services because if you don’t cancel after the 30-days, you get charged a monthly service fee.
    And I’ve heard that it can be quite difficult to cancel.

    If you just want copies of your credit report, AnnualCreditReport.com is the way to go. ACR doesn’t require a credit card or registration for other services. ACR is the only government approved site to receive your free reports ( 1 per bureau, once every 12 months).
    Your credit score will cost extra, no matter what site you go to.

  5. love333 Says:

    Calvin

    Some of them are real. I got my free credit report from
    I was not charged any fees, although l canceled within 30 days period. Just give it a try because it is always important to check your credit reports.

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