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Are you intitled to one free credit report per year?

MysteryKiss asked:


I thought you were. But when I try to get my credit report, the want me to buy things. Is there a website that you can go to that will give you your report, without all the crap?

Cathy

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8 Responses to “Are you intitled to one free credit report per year?”

  1. LOLO Says:

    Mike

    yes annualcreditreport if that isnt right put free in front of it

  2. girlwhoknowsitstrue Says:

    Willie

    You can get a free credit report every year - but it won’t include your FICO score, just all of the transactions that the big 3 have on your file. They’ll want you to buy everything, but you don’t have to purchase anything, and in the end you’ll get the report you’re looking for.

  3. Saint Lucipher Says:

    Lori

    Keep in mind when you get a credit report from many places they take your personal info and many times you don’t want that. Sometimes you can go to businesses to start up an account and they do a credit check and just do that and ask them how it turned out

  4. myownsecretarydotcom Says:

    Marlene

    annualcreditreport.com

  5. Anthony C Says:

    Carl

    Actually, it’s better than an annual credit report for free. You can get one from each of the three major credit reporting agencies, so if you space your requests, you can actually get one free credit report every three months.

  6. Kit Says:

    Harold

    you are entitled to a free credit report any and every time you file for credit a report will be sent to you you must apply for something and send in your decline letter within 30 days also experian online does free credit reports but you dont get the whole picture there are 2 other major credit collection agencies and they have different creditors for each agency. TripleAdvantage is a site you can check out. good luck

  7. nabdullah2001 Says:

    Jo

    Yeah I use them called annualcreditreport.com and you get reports from all 3 bureaus valued at $10 for free.

  8. therainbowseeker Says:

    Anthony

    go directly to the big credit bureaus. don’t fall for the credit card scams that try to lure you into a “subscription”

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