Anyone know how to obtain a totally free credit report?

rosey_red39 asked:


I have tried different sites on free credit report and when I am done with the info, it says I need a credit card. Anyone know a good free site?

Edna

Tags: Credit Card, Free Credit Report, Totally Free

This entry was posted on Saturday, April 25th, 2009 at 5:34 am and is filed under Credit Reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

5 Responses to “Anyone know how to obtain a totally free credit report?”

1. water boy Says:
   April 26th, 2009 at 7:53 am

   Eugene

   Apply for a loan you know will be refused. When you are turned down you are guaranteed by law to get a free credit report from the reporting agencies who provided information to the lender. There is a time window, and you have to ask in writing.

2. scubadiver50704 Says:
   April 27th, 2009 at 9:37 pm

   Dennis

   Don’t you have a credit card?

   It is a bit of a pain in the butt, but I did that Free Credit Report.com thing one time. Yes I had to submit my credit card. But as soon as I had the score back, I called them up right away and cancelled my ’subscription’. It is a bit mis leading the way they go about that. With the name and all.

3. therego2 Says:
   May 1st, 2009 at 7:23 am

   Troy

   You can get a free, no obligation credit report from each of the 3 credit agencies each year. This does not include your FICO score.

4. Gig Boi Says:
   May 1st, 2009 at 2:53 pm

   Sam

   . You still have to give a credit card number to get it, its just so they can get you to buy more in detailed stuff from them.

5. sunshine Says:
   May 2nd, 2009 at 6:55 am

   Dean

   apply for credit, if you get denied then you can get your credit report for free.