master stghm asked:


I have a small collections of $79 dollars on my credit report from Experian that I wasn’t aware of until my credit union told me.

I will pay it, because I remember what happened and I do owe the money, but I don’t want it to stay on my credit report even after I’ve paid it. How can I get them to erase it?

Rita

rachelle171986 asked:


My credit card account is currently in good standing but in November of 2006 I was 60 days past due. Your credit report shows your payment history for 7 years so this is showing as a negative on my credit report. I’ve heard that you can ask the credit card company to take it off without doing a “hard pull” or something on your credit. Please help!!

Lillian

Jim J asked:


I need to disupute incorrect info on my credit report but the toll free # listed want me to buy another credit report. How can I not purchase another report and file a dispute?

Anne

deputy875 asked:


I just paid off a car through a lender that does not report to the credit bureau. I heard you can report it to the credit bureau, but I am not sure how. I have a copy of my payment history and contract, but not sure what all I will need and who to turn it in to?? Any suggestions?

Roberta

Justagirl24 asked:


I have recently reveiwed my credit report through experian credit bureau. Several account paid are still reported as open. Do I contact the credit bureau or the credit agency itself?

Lloyd

jnoele asked:


I am not looking to pay for a service to monitor my credit, I would just like to print a current report from all three companies to see what is on there.

Gary

Sean R asked:


I checked my wife’s credit report and she has a small collections amount of $23. She was unaware of it and thinks it may have been from her divorce. She thinks her ex-husband never took care of it or failed to provide the bill to her. I’m paying it off so that it’s taken care of but wonder how long it will be on her credit report. With it being paid off now, is it going to hurt her credit for the next 7 years?

Heather

ct_rican asked:


Thanks to credit monitoring, I discovered that a law firm was issued a judgement against me for a payment that I made 5 years ago. The judgement was for $1350 and was awarded to the plaintiff on 10/25/2006. I just found out about this on December 12, 2006 because my credit monitoring service alerted me to it. The law firm and courts have been sending correspondence to an address that I have not lived at for three years, thus I had no way of knowing this was taking place. Given that I don’t have the receipts (I lost them in one of my relocations), i felt it was best to settle the case with the firm. The settlement came to $900 and I agreed to pay it as part of a payment plan. How long will this stay on my credit report once it has been satisfied?

Kurt

Little Hulk asked:


When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?

Gerald

cat_tails_77 asked:


After applying for a for a morgage we got a copy of our credit reports. My mother and I had almost the same name before I got married. The only difference was middle name her’s was Kay and mine is Fay. Well my credit report is 19 pages long full of stuff that doesn’t belong to me. It has my mother’s employer on there, her bank ruptcy, her house loan, car loans, medical bills. How do I go about fixing this problem?

Linda