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Archive for the ‘Credit Reports’ Category

 

Can a creditor put a repo. or any other derogatory marks on your credit report if ch 7 bankruptcy was filed?

Saturday, June 13th, 2009
Sonz asked:


The vehicle was included in bankruptcy and never reaffirmed. Voluntary payments are being made and are current. If the vehicle is surrendered now can they put anything else on the credit report like a reposession?

Craig

 

Once you have paid a collection bill, does it come off your credit report?

Saturday, June 13th, 2009
justaquestion asked:


I just ran my credit report and I have numerous accounts showing that I still owe them when I know they have been paid.
Also, once they verify with the credit bereau does it come off your report or does it just show paid??

Eleanor

 

If I dispute an item on my credit report, do I dispute it with all 3 credit bureaus?

Thursday, June 11th, 2009
mamalade asked:


I disputed an item on my credit report with Experian and the result was in my favor, but do I do the same with the other 2 bureaus?

Betty

 

Can you dispute items on your credit report that is taken from Freetriplescore.com?

Thursday, June 11th, 2009
jazzy_faye asked:


Its the three-in-one that tells you your score and negative items in each credit report. But since the information is merged, would that be acceptable to use when trying to file a dispute or claim any inaccuracies?
Im talking about writing dispute letters to the individual bureus for them to to investigate things that are inaccurate and wrong on my reports. I know you have to send in a copy of your credit report to the bureu, im wondering if they would accept this merged document…

Linda

 

Ques: Is there a way to stop inquiries on your credit report since it gives a to many inquiry report?

Thursday, June 11th, 2009
jead asked:


Whenever I check my credit report, it has a heap of companies and other businesses that I know nothing about and they have checked into my credit status so that that can send or call me about using them or their product for additional credit or home/car financing without my knowing anything about them and this seems to bring down your credit score because to many have checked and your are not using them. This is why I want it to stop unless I have knowledge of them checking and I want them to check without a penalty to me.

Shannon

 

Can a creditor change the date of the 1st deliquency so that it can be reported longer on your credit report?

Thursday, June 11th, 2009
lady m asked:


I had an automobile placed under chapter 13 in 1999, the chapter 13 was dismissed because I couldn’t make the payments. It was dismissed in 2000 and I returned the car in 2001. The Creditor has reached the SOL and is now stating that my 1st deliquency was in 2001. How can I address this to get it removed from my credit report?

Janet

 

How long do addresses (previous and current) remain on your credit report?

Wednesday, June 10th, 2009
scoobyjeff1974 asked:


I have addresses on my credit report that date back over 16 years ago.

Tammy

 

What is on a consumer credit report?

Wednesday, June 10th, 2009
ask_receive07 asked:


I’ve just been offered a new job. They are going to do a consumer credit report for employment and education verification. What is exactly on this report? If I got fired from a job, will it be on the report?

Leon

 

I had the only credit collection removed from my credit report.what is the effect on my FICO score?

Wednesday, June 10th, 2009
shOegaL asked:


I have only had one collection and it was removed from my credit report. I have 13 other accounts in good standing. My credit history is about 2 years because I am young. I don’t have any high balances except for my car…9,500 out of the 13,500 originally. What will be the impact on my credit score with the removal of this collection alone? Thanks!
Hi everyone! I know that my credit score will go up because of this but I need to know how much, the actual amount or an educated guess! Thank you!

Ruben

 

When can someone run your credit report?

Tuesday, June 9th, 2009
Katie H asked:


I have a credit reporting agency and they informed me that someone had run my credit report. I went to take a look since I have not authorized any one to do this. Don’t they have to have your permission first?

Gabriel
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