lee s asked:


what is the best way to remove negative items from my credit report and boost my fico score. i have late payments on there and a bankruptcy from 7 years ago and now i have no outstanding bills , but my credit score is still low , how is the best way and the fastest boost the score

David

engler710 asked:


I want to pay off my credit report at tax time.I have gotten whats on my report and basicallly gotten my score, they say they cant give me one at this time meaning I prolly dont have one. All I have is med. bills and utility bills on mine. I have never had a loan to even give me anything positive on my report. So if I pay off my $2500, will I ever get a good credit score. I pay my bills I have now on time.

Pamela

Mark F asked:


I have a couple of things on my credit report that are coming up as negatives but i have paid them off already. They come up on the report saying that they have been paid in full. Can they be removed so as not too hurt me any longer? I dont understand why they are still there if they are paid off. Any information on how to have these removed would really be appreciated.

Adrian

calimac692003 asked:


I would like to request a copy of my credit report from one of the credit reporting companys to see my score. Does it affect my credit the same as it would if a lendor ran a credit check?

Ann

hotmama87 asked:


I am trying to build my credit report up….I just got car insurance. Does this show on my report if i make all of my payments? I know that I need a credit card as well as other things to build it up. But i am just asking if this shows on the repoprt

Mildred

Phish asked:


I bought a new car a few months ago but got the loan from the dealer. I just checked my credit and there’s more than 10 inquires from different credit or loan companies on my report all within a day or two of when I got my car. I’m thinking the dealership shopped it around but I was unaware so I don’t think I should take the hit for those. Any suggestions?

Tara

StewieGriffin4President08 asked:


I am one of millions (I think) who have a lot of incorrect info on my credit report… All of the stuff on there is accurate as far as the companies I have done business with but some of the stuff is out of date such as me owing money when an account has actually been paid off completley. Any help in the right direction would be helpful. Thanks.

Beatrice

Cheri S asked:


I have received mine and my husband’s credit report. The jargon is confusing to a layperson, is there anyone who can help me understand?

Michele

Brunei asked:


I want to rent a commercial property and the landlord is wanting me to call 1-800-852-9212 to “activate my credit report.” Is this legit? I’ve rented places before and the landlord did their own thing with the background check. I never had to activate anything.
I should also mention that this landlord has already requested my SS#, a copy of my driver’s license, and a letter that authorizes him to perform a credit/background check. If he has the info, why does he need me to do it?

Cindy

david asked:


Hi, can someone answers this? If I pay my debt to my collector in full and on time, do they report it as negative on my credit report or not? Is it legal that they can do so? many thks.
I just want to make sure that I did a right thing before I pay them.

Mark