Archive for June, 2009
Monday, June 29th, 2009
leana asked: I got a judgement reversed and looking at my credit report it is still showing a collection company reporting it as an outstanding balance on my credit report. Can they do that?
Denise
Tags: Credit Report, Creditor, Judgement
Posted in Credit Reports | 4 Comments »
Sunday, June 28th, 2009
purple monkey dishwasher asked: Like if I had a unpaid credit card or utility payment on my credit report and I pay it off completely, when will it be removed from my credit report?
Cory
Tags: Credit Card, Credit Report, Utility Payment
Posted in Credit Reports | 5 Comments »
Sunday, June 28th, 2009
Catalyst asked: I have been told by several people that after seven years, a debt is supposed to be removed from my credit report. If I have debt and accounts that were opened in 1997, 1998, and are listed as charged off or closed, how can I get these reports off my credit report?
Edward
Tags: Credit Report, Eleven Years, Seven Years
Posted in Credit Reports | 4 Comments »
Saturday, June 27th, 2009
Yvette W asked: If an unpaid debt (credit card debt) has beeen removed from the credit report because it is old, but the creditor is still trying to take me to court. Is this right? Can he do this?
Pedro
Tags: Credit Report, Creditor, Debt Credit
Posted in Credit Reports | 6 Comments »
Friday, June 26th, 2009
Tylar asked: I was viewing my credit report and my scores are all fairly decent 744 exp, 735 equi, and 748 TU but i have a collection agency entry from ASSET ACCEPTANCE CORP. I did dispute the item and it was returned as valid. I want to pay it but it seems pointless if they don’t remove. And will the collection agency negotiate with me to pay the debt and remove the item? And is that legal? The debt is only $86 and I got it because my ex roommate used my social. But I am not going to pay it and still have it on my report.. Any suggestion?
Kathy
Tags: Asset Acceptance Corp, Equi, Suggestion
Posted in Credit Reports | 4 Comments »
Tuesday, June 23rd, 2009
GlamorousGirl24 asked: I’ve heard, but not sure if it was correctly, that if you’ve had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please let me know if that’s true or false.
Carrie
Tags: Credit Report, Debts, True Or False
Posted in Credit Reports | 10 Comments »
Tuesday, June 23rd, 2009
Karen C asked: My husband just died andI want to get a copy of our credit report but I don’t know where to get one that is a reputable place. Can you help? Thanks.
Mark
Tags: Credit Report, Reputable Place
Posted in Credit Reports | 4 Comments »
Tuesday, June 23rd, 2009
mendes02 asked: I don’t want to get a credit report to soon and it not show all the debts paid off.
Thanks
Vanessa
Tags: Credit Report, Debts
Posted in Credit Reports | 4 Comments »
Monday, June 22nd, 2009
George G asked: I ordered a copy of my credit report only to find out that they sent it to my old address which now has new tenants. The good news is I had them only display the last 4 digits of my SS number.
Matthew
Tags: 4 Digits, Credit Report, Ss Number
Posted in Credit Reports | 3 Comments »
Saturday, June 20th, 2009
czar_girl asked: Our tenant abandoned her lease and we would like to make sure it is on her credit report, we know we are not likely ever to see a cent of the money due to the fact that she is under bankruptcy, but we would like to make sure it is on her record.
Eddie
Tags: Credit Tenant, Money, Rent
Posted in Credit Reports | 1 Comment »